Smith v. One Nevada Credit Union Case No. 2:16-cv-02156-GMN-NJK

Smith v One Nevada Credit Union Class Action Settlement

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEVADA

If You Have or Had an Account with One Nevada Credit Union,
You May be Eligible for a Payment from a Class Action Settlement.

A federal court authorized this notice. This is not a solicitation from a lawyer.

•              A $600,000 Settlement has been reached with One Nevada Credit Union (“One Nevada”) in a lawsuit alleging that One Nevada violated the Fair Credit Reporting Act (“FCRA”) by accessing consumer credit reports to conduct “Account Review Inquiries” of One Nevada customers.  One Nevada denies any liability or wrongdoing.  The Court has not decided which side is right.

•              Consumers on certain One Nevada accounts may be eligible for a payment from the Settlement Fund.

•              If the below criteria are met, you may be entitled to receive payment from the Settlement Fund:

•              You were a member of One Nevada on or after September 13, 2011; AND

•              You timely submit a Claim Form.

•              Your legal rights are affected whether you act or don’t act. Please read this notice carefully.

SUMMARY OF YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT

SUBMIT A CLAIM FORM FOR A PAYMENT

By submitting a Claim Form, Settlement Class Members will be eligible to receive payments based on One Nevada Account Review Inquiries.

EXCLUDE YOURSELF

Get no benefits from the Settlement. This is the only option that allows you to participate in any other lawsuit against One Nevada about the claims in this case.

OBJECT

Write to the Court if you don’t like the Settlement.

GO TO A HEARING

Ask to speak in Court about the fairness of the Settlement.

DO NOTHING

You will not receive a payment, and you will give up your right to participate in further litigation against One Nevada about the claims in this case.

•              These rights and options – and the deadlines to exercise them – are explained in this notice.

•              The Court in charge of this case still has to decide whether to approve the Settlement. If it does, and any appeals are resolved, benefits will be distributed to those who qualify. Please be patient.